Ten minutes from you. The rest is on us.

You upload the letter. Our clinical reviewers, coders, and appeals specialists take it from there — through every level of review your plan allows.

STEP 1

Upload your letter or bill

Snap a photo with your phone or drop in a PDF. Works for denial letters, EOBs, and itemized hospital bills alike.

Uploads open at launch — join the preview list.

STEP 2

Our specialists build your case

A clinical reviewer weighs your records against the plan's medical-necessity criteria. A medical billing specialist checks every line of the bill. An appeals specialist cross-references your plan's coverage language and benchmark prices, and pins down exactly what's wrong — and why it's wrong.

STEP 3

Send the letter we draft

Review it, sign it, and send it — to your insurer's appeals department or the hospital's billing office — before your window closes. Our team stays with you through the decision, not just the send.

STEP 4

If they say no, we escalate

A first denial isn't the end of the process. We read the response, tell you what it actually means, and prepare the next level — a further appeal, or the independent external review your plan is required to offer.

What you get

Fighting a denial

Denial reason decoded in plain English
Clinical review of your records against the plan's criteria
Your plan's own coverage language, cited
Deadline tracked from your letter
Appeal drafted, ready to sign and send
External-review request if the appeal fails

Auditing a bill

Every line item checked by a billing specialist
Benchmark price comparison
Financial-assistance eligibility screening
Dispute and negotiation letters, plus a phone script
A target settlement number

Documents are encrypted in transit and at rest, and used only to build your case.

Join the preview list.

Apelo

Your most organized friend who reads the fine print.

Company
Legal

Apelo prepares your documents and information to support your case. We're not a law firm, insurance company, or healthcare provider, so nothing here is legal or medical advice.

© 2026 Apelo · apelo.click

Ten minutes from you. The rest is on us.

You upload the letter. Our clinical reviewers, coders, and appeals specialists take it from there — through every level of review your plan allows.

STEP 1

Upload your letter or bill

Snap a photo with your phone or drop in a PDF. Works for denial letters, EOBs, and itemized hospital bills alike.

Uploads open at launch — join the preview list.

STEP 2

Our specialists build your case

A clinical reviewer weighs your records against the plan's medical-necessity criteria. A medical billing specialist checks every line of the bill. An appeals specialist cross-references your plan's coverage language and benchmark prices, and pins down exactly what's wrong — and why it's wrong.

STEP 3

Send the letter we draft

Review it, sign it, and send it — to your insurer's appeals department or the hospital's billing office — before your window closes. Our team stays with you through the decision, not just the send.

STEP 4

If they say no, we escalate

A first denial isn't the end of the process. We read the response, tell you what it actually means, and prepare the next level — a further appeal, or the independent external review your plan is required to offer.

What you get

Fighting a denial

Denial reason decoded in plain English
Clinical review of your records against the plan's criteria
Your plan's own coverage language, cited
Deadline tracked from your letter
Appeal drafted, ready to sign and send
External-review request if the appeal fails

Auditing a bill

Every line item checked by a billing specialist
Benchmark price comparison
Financial-assistance eligibility screening
Dispute and negotiation letters, plus a phone script
A target settlement number

Documents are encrypted in transit and at rest, and used only to build your case.

Join the preview list.